Health Insurance

All international students at UTC must obtain health insurance to be protected against any potential health care costs while studying at UTC.

  • All international students are automatically enrolled in the UTC Student Health Insurance program.
  • Insurance program enrollment occurs on a per semester basis.
  • Complete information about UTC student health insurance is available here.
  • Health insurance cards can be printed here. (Click on "Create Account" and register with your first name, last name, date of birth and UTC email).
  • The health insurance fee is subject to change at the beginning of each academic year.
  • The health insurance fee is lower in Summer term than in Fall and Spring semesters, as the summer term is slightly shorter.
  • Student can request a refund if they have to leave the country early.

Health Insurance Waiver

ESL students may request to waive the cost of UTC student health insurance if they have obtained other insurance coverage before the waiver request deadline.

The purchased insurance must meet the university-mandated health coverage criteria:


Submit your Health Insurance Waiver Form today!

  • Unlimited medical coverage (MUST include preventive AND emergency care).
  • Coverage for pregnancy cannot be excluded.
  • Deductible not to exceed $500 per accident/illness.
  • Repatriation coverage of at least $20,000. Medical evacuation coverage of at least $50,000.
  • A waiting period for pre-existing conditions of less than 13 months.
  • Requires student to pay less than 25% per accident/illness.A.M. Best
  • Rating of “A- “or better or Standard & Poor’s Rating of “A+” or better.
  • All information must be provided in English and US Dollars.
  • Coverage period is dated as required.

If ESL students select to purchase alternative health insurance, they must submit: 1) a completed waiver request form (all students will receive an email with a link to an online form), 2) proof of insurance (e.g. a copy of their insurance card), 3) a copy of their insurance policy/brochure.

If an international ESL student decides to enroll in one semester only and does not want health insurance coverage for the period between the terms, they can request to be refunded for that period. The refund amount will be based on the number of weeks or days left until the end of the coverage period. Please note that the refund process may take over 14 days. All refund request must be submitted at least 14 days before the end of the term. For more information on the refunds policy, email us at

Click below to fill out the online waiver.

International Student Insurance Waiver Form



Coverage dates and deadlines


Fall 2019: 

August 11, 2019 - December 31, 2019 


Deadline for Fall 2019 waivers

August 19, 2019 at 8:00 am


Fall Part II (ESL only): 

October 7, 2019 - December 31, 2019 


Deadline for Fall 2019 Part II  waivers

October 7, 2019 at 8:00 am


Spring 2020: 

January 1, 2020 - May 12, 2020 


Deadline for Spring 2020 waivers

January 6, 2020 at 8:00am


Spring Part II (ESL only):

February 24, 2020 -May 12, 2020


Deadline for Spring 2020 Part II waivers

February 24, 2020 at 8:00 am


Summer 2020: 

May 13, 2020 -August 8, 2020     


Deadline for Summer 2020 waivers

May 13, 2020 at 8:00 am


Summer Part II (ESL only):

June 22, 2020 - August 8, 2020


Deadline for Summer 2020 Part II waivers

June 22, 2020 at 8:00 am



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