Scholarships at UTC

Apply Early. Apply often.

Unique, like you. We have a collection of competitive scholarships with a wide range of criteria. And the best part? They don’t have to be repaid!

UTC scholarship funds are limited and the awarding process is competitive. That means, even though you meet all eligibility requirements, you still might not be awarded a scholarship. The best way to improve your chances is to always submit all required materials as soon as possible.

To be considered for UTC Scholarship funds, all accepted students must complete the UTC Online Scholarship Application.

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Applying for Scholarships at UTC

The 2021-2022 UTC Online Scholarship Application is now open! Get a jump start on Fall 2021 and review the tutorial below for quick instructions on accessing the application. Don’t forget to check out our Dates & Deadlines and Frequently Asked Questions links for more information.

This will be the ONLY application needed to be considered for the Chancellor's, Provost's, Mocs, Transfer and Academic Service Scholarship Program. Additionally, the Office of Financial Aid & Scholarships will use this application to award some of UTC's endowed scholarships. Students are encouraged to inquire with the department of study for any scholarships they may offer.

Get a little guidance on how to apply.

Note: Any scholarship listed that directs you to a departmental website requires a separate application. Use the link provided to contact the specific department to learn more about the application process.

Don’t forget, the Free Application for Federal Student Aid (FAFSA) opens every Oct. 1 for the next academic year. Complete this application online as soon as it's available, since it also provides much-needed information. The FAFSA also is your application for the Tennessee HOPE Scholarship, so mark Oct. 1 on your calendar every year. For more information on federal/state financial aid, specifically UTC's Steps to Apply, follow these steps

Types of Scholarships

Institutional Renewable Scholarships

These awards are funded by UTC and other sources. Primary awards include:

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Endowed Scholarships

These awards are generously provided to our students through private donations to UTC. Many scholarships are available to students based on various criteria including, but not limited to, financial need, major, grade point average, community or campus based activities and student classification. A list and brief description of these endowed scholarships are available through the Search UTC Scholarships link below.

Learn more and search UTC Scholarships →

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Departmental Scholarships

The different departments on campus have various scholarships they award throughout the year. A list and brief description of these departmental scholarships are available through the Search UTC Scholarships link, including contact information for each respective department.

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Tennessee HOPE Scholarship

The HOPE Scholarship, also known as the Lottery Scholarship, is funded by the Tennessee Education Lottery Scholarship Program.

HOPE Scholarship amounts vary, depending on which awards you are eligible for, when you first began receiving the award and your grade level.

To receive HOPE funding, you must file the FAFSA each year. The deadline for fall semester HOPE awards is September 1 of each academic year.

Learn more about specific award amounts →

Traditional HOPE Scholarship

  • Available for graduating high school seniors who meet minimum eligibility requirements.
  • Once your receive the award, you must continue to meet the minimum requirements to maintain the scholarship.

Learn more about eligibility and maintaining Tennessee HOPE →

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Provisional Method HOPE Scholarship (HOPE 2nd Ruling)

The Provisional Method HOPE Scholarship, also known as 'HOPE 2nd Ruling,' is an award for students who cross the 72 hour (or above) checkpoints with the following GPA status:

  • HOPE cumulative GPA between 2.75-2.99 AND HOPE semester GPA of 3.0

Students will be notified if they are awarded the Provisional Method HOPE via UTC email. There are additional requirements for receiving this scholarship, so we encourage reading emails entirely to understand what is required.

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Tennessee HOPE Access Grant

The HOPE Access Grant is a one-time-only award available for graduating high school seniors who do not meet minimum HOPE Scholarship requirements. The requirements for this grant are listed below.

  • Entering freshmen must have minimum of a 2.75 HOPE Lottery GPA AND
  • 18-20 ACT score (950-1030 SAT) AND
  • Parent or independent student (and spouse) adjusted gross income of $36,000 or less

The grant is non-renewable. However, if a student receiving the HOPE Access Grant meets the minimum requirements for the HOPE Scholarship at the first 24-hour benchmark, the student's award will be updated for the following year to the Traditional HOPE Scholarship. If ineligible at the 24-benchmark, a HOPE Access recipient can be eligible for HOPE at a later benchmark if the student maintains continuous enrollment without the award and meets the GPA requirements at said benchmark.

*This award cannot be combined with the Tennessee HOPE Scholarship.

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HOPE Aspire Supplemental Award

The Aspire Award, also known as 'HOPE Need', is a need-based supplemental award.

Student's receiving the Traditional or Provisional Method HOPE Scholarship may qualify for the HOPE Aspire award if they meet the following criteria.

  • Parent or independent student (and spouse) adjusted gross income of $36,000 or less

*This award cannot be combined with the General Assembly Merit Scholarship.

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General Assembly Merit Scholarship

The General Assembly Merit Scholarship (GAMS), also known as 'HOPE Merit', is a merit-based supplemental award. High school seniors receiving the Traditional HOPE Scholarship may qualify for GAMS by meeting the following criteria. Note: Since the final high school GPA isn't typically reported by the school to the state until early/mid-June, students generally won't see a the HOPE Merit awarded until early July.

  • Entering freshmen who have graduated from a Tennessee public school or category 1,2,3 private school must have minimum 3.75 weighted GPA AND a 29 ACT score (1330 SAT)
  • A Home school graduate must, in addition to meeting the HOPE scholarship requirements, during the course of a home school program
    • Achieve a 29 Composite score or above, on a national test date for the ACT test or a 1330 (math plus critical reading scores only) or above, on a national test date for the SAT test for GAMS consideration; AND
      • Enroll in at least four dual enrollment courses totaling at least 12 semester hours at an eligible postsecondary institution and achieve a cumulative grade point average of at least 3.0; OR
      • Participate in a Governor’s School program, and achieve a cumulative GPA of at least 3.0; OR
      • Take two Advanced Placement (AP) exams and make a score of at least three; OR
      • Take one College-Level Examination Program (CLEP) test and make a score of at least 55

More detailed information about the GAM Award is found online with the Tennessee Student Assistance Corporation.

Students must be eligible directly after high school to receive this award.

*This award cannot be combined with the HOPE Aspire Supplemental Award.

*If a student is eligible for both the HOPE Aspire Award and GAMS, they will be paid HOPE Aspire as it is the higher amount.

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Non-Traditional HOPE Scholarship

The Non-Traditional HOPE Scholarship is available to students who meet all of the following criteria.

  • Student must be 25 or older (by first day of classes) upon:
    • Re-enrolling in an eligible postsecondary institution after at least a two-year hiatus or for the first time OR
    • Enrolling in a baccalaureate degree program at an eligible four-year postsecondary institution on or after August 1, 2018 while maintaining continuous enrollment following the completion of an associate degree as a TN Reconnect recipient.
  • Student must be continuously enrolled at an eligible postsecondary institution in every fall and spring term.
  • Student must maintain satisfactory academic progress.
  • Student must be a TN resident for at least one year prior to applying for the award.
  • Student's adjusted gross income (combined with spouse, if applicable) is $36,000 or less.
  • Student must first complete 12 hours with a 2.75 GPA to be eligible for this award.
  • A non-traditional student must be enrolled in a baccalaureate degree program while maintaining continuous enrollment. Failure to remain in a baccalaureate degree program will result in a permanent loss of eligibility.
    • Except for an approved leave of absence, recipients enrolled at four-year eligible postsecondary institutions must remain continuously enrolled as Non-Traditional HOPE students. Switching to an associate degree program will constitute a permanent loss of the Non-Traditional HOPE Scholarship.

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Outside Scholarships

Students are encouraged to apply for any outside scholarships that are available through different towns, civic organizations or companies.

Learn more about outside scholarship resources →

Good to know:

  • The application and eligibility process is determined by the organization/donor.
  • Generally, these funds will be sent directly to UTC rather than to you. Often, donors will send the scholarship check to the student, paid to the order of UTC.
  • Unless otherwise noted by the donor, our office reserves the right to distribute funds in the student's best interest.
  • All scholarships (state, institutional/departmental and private outside) are considered in your total financial aid package and may result in a reduction of other financial aid awarded.

If you receive an outside scholarship check, forward it to the following address along with all award correspondence from the donor. Include your UTC student ID on the check.

The University of Tennessee at Chattanooga

Office of Financial Aid & Scholarships, Dept #4805

615 McCallie Ave.

Chattanooga, TN 37403

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