All international students at UTC must obtain health insurance to be protected against any potential health care costs while studying at UTC.
All international students are automatically enrolled in the UTC Student Health Insurance program.
Insurance program enrollment occurs on a per semester basis.
Complete information about UTC student health insurance is available here.
Health insurance cards can be printed here. (Click on "Create Account" and register with your first name, last name, date of birth and UTC email).
The health insurance fee is subject to change at the beginning of each academic year.
The health insurance fee is lower in Summer term than in Fall and Spring semesters, as the summer term is slightly shorter.
Health Insurance Waiver
ESL students may request to waive the cost of UTC student health insurance if they have obtained other insurance coverage before the waiver request deadline.
The purchased insurance must meet the university-mandated health coverage criteria:
The plan must include unlimited (preventative AND emergency) medical coverage.
Pregnancy coverage may not be excluded.
The insurance deductible must not exceed $500 per accident/illness.
The plan must include repatriation coverage of at least $20,000 and medical evacuation coverage of at least $50,000.
The plan must require a waiting period for preexisting conditions of less than 13 months.
The plan must require the student to pay less than 25% per accident/illness.
The plan must have an M. Best rating of "A-" or better or a Standard & Poor's rating of "A+" or better.
All information must be provided in English. Monetary amounts must be listed in U.S. dollars.
The coverage period must be dated as required.
If ESL students select to purchase alternative health insurance, they must submit: 1) a completed waiver request form (all students will receive an email with a link to an online form), 2) proof of insurance (e.g. a copy of their insurance card), 3) a copy of their insurance policy/brochure.
