How to Apply for Financial Aid at UTC
The FAFSA is the online application used to determine eligibility for all federal grants and student loans. It is also required for the Tennessee HOPE Scholarship. The FAFSA is available online at www.fafsa.gov January 1 and must be completed each year. The 2015-2016 FAFSA is the application for the following terms: Fall 2015, Spring 2016 and Summer 2016. If enrolling and needing aid for the Spring 2015 and/or Summer 2015 semesters, you must complete the 2014-2015 FAFSA before the last day of the term or June 30, 2015 whichever comes first.
Step 1: Complete and e-sign the FAFSA on the Web.
- Available at www.fafsa.gov – Remember, the FAFSA is FREE – do not allow anyone to charge you for submission. UTC's federal school code is 003529.
- The student and the parent (if dependent) must both sign the FAFSA using the FSA ID and password.
- Please be aware that UTC's financial aid awarding process follows a fall-spring-summer schedule. This means that you will need to complete or add UTC's school code to the FASFA for the summer term. The FAFSA is available January 1st of each year and must be completed each year for the upcoming fall, spring and summer terms.
- Please review our Important Dates webpage.
Continuing students will have the option to pre-fill their FAFSA on the Web. Please review all pre-filled information for necessary changes.
Step 2: Complete the UTC Online Scholarship Application
- Students must be fully admitted to the University before completing the UTC Online Scholarship Application through your MyMocsNet account. All Freshman, Continuing and Transfer students are encouraged to complete the Online Scholarship Application each year. Please refer to the Scholarship website or click on Types of Aid; then, Scholarship Information listed on our sidebar for Types of Scholarships and details regarding the application process.
Step 3: Submit all requested documents to the Financial Aid Office.
- If selected for Verification, check your MyMocsNet account to see your requirements. Guide to Accessing Your Financial Aid on MyMocsNet
- The verification process requires UTC to collect documentation of taxable income, in addition to other documents. We can no longer accept a copy of your tax statement if selected for verification. We encourage you to submit tax information using the IRS Data Retrieval. To use the IRS Data match, access your FAFSA application at www.fafsa.gov, click on "Make FAFSA Corrections", then select IRS Data Retrieval in the student/parent financial sections. If you are unable to use the IRS Data Retrieval Tool, you may request a tax return transcript online at www.irs.gov. You can save it to your computer and upload and submit online to our office. Electronically filed tax return information should be available for retrieval from the IRS up to three weeks after tax filing; paper tax return information should be available up to eight weeks after filing. Note: Married applicants must file jointly in order to use the IRS Data Retrieval; it also cannot be used when marital status changes after the end of the tax year or if an amended tax return has been filed. This is a free process and no one should charge you to complete the FAFSA or make corrections. If you are requesting a tax return transcript to be mailed to you, you can expect to receive it within 5-10 days.
- All students must be fully admitted to the University before any financial aid will be processed. Please contact the Admissions Office if you have not been admitted.
Step 4: Accept your Financial Aid awards.
- Guide to Accessing Your Financial Aid on MyMocsNet
- From your MyMocsNet, select the 'Money' Tab to access the Financial Aid section of your Mocs Account. Click on the link in the center of the screen for "Financial Aid Awards." “Offered” awards require action by the student.
- If you are a new Direct Stafford Loan borrower, you will be prompted to complete Direct Loan Entrance Counseling and a Direct Loan Master Promissory Note at www.studentloans.gov (see step 5).
- Some awards are time-sensitive and may be cancelled after 30 days of student inactivity.
Step 5: Got loans? Complete all loan-related requirements.
- Be sure you are enrolled at least half time (six hours undergraduate; five hours graduate student) credit hours.
- Complete Direct Entrance Loan Counseling to learn about repayment terms.
- Complete and e-Sign a Direct Loan Master Promissory Note (MPN).
- If you have been awarded a Graduate PLUS Loan, complete Direct Loan Graduate PLUS Entrance Loan Counseling.
- More detailed loan information can be found on the website by clicking on Types of Aid; then, Undergraduate Student Loans or Graduate Student Aid Information in the sidebar.