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Tools To Use To Estimate Your Cost of Attendance:   The UTC Financial Aid staff realizes that determining the most affordable way to fund your education can be stressful, and we are committed to providing you with resources to make this process as simple and affordable as possible. UTC is pleased to provide you with cost estimator tools to give you a clear picture and estimate of options and opportunities to help you make more informed decisions about your college choices.

NetPriceCalcThe online Net Price Calculator can be used to assist you with calculating your "estimated" educational cost. It is designed to give you an early indication of how much and what types of financial aid you might qualify for if you were a college freshman attending school full time. Please be advised that the calculator is for estimating purposes only and uses previous year's cost amounts. Final eligibility for aid is subject to student completing the FAFSA, meeting eligibility requirements and availability of funds.

The Cost of Attendance is an estimate of the educational expenses a student will incur during an academic year. It is calculated based on direct cost and indirect cost. Your direct costs include tuition, fees, room and board, meals and anticipated book expenses. Your indirect costs include an estimated amount for transportation and personal expenses for the current year. Tuition and fees are based on 12 credit hours per semester. The estimated tuition and fee component will be replaced with your actual fees on the first day of each semester. If enrolled less than full time, the estimated book component will be prorated also. Total financial aid cannot exceed Cost of Attendance.

Our Estimate Your Expenses Worksheet is a direct cost worksheet designed to help you estimate your out of pocket cost to attend UTC during 2014-2015.  Direct costs include tuition and fees, housing, meal plan and books. Books are considered a direct cost only if student receives enough aid and charges the amount purchased through the UTC Bookstore.

If additional funds are needed, credit-based loans are available to qualified students. PLUS Loans are credit-based federal loans borrowed in the parent's name for dependent undergraduate students. Graduate PLUS loans are also available for graduate student. Students must be enrolled at least half time and must be maintaining Satisfactory Academic Progress. Credit based Private Loans are also available for both dependent and independent students. Information about PLUS and Private Loan options is available at www.utc.edu/financial-aid.

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