Program Expenses

Financial Aid and Costs

How much will it cost? 

The total cost for graduate students varies from year to year for in-state and out-of-state graduate students. You can estimate the costs of attending our program by checking out the current tuition rates via UTC's Bursar Office (click here for direct access). Keep in mind that as a full-time graduate student, you would be planning for 9 or more credit hours per semester. In-state and out-of-state residency is determined by the Graduate Division. Generally, if you come from out-of-state to attend school, you will retain your out-of-state designation for the entire program. Out-of-state students who are working full-time in Tennessee are permitted to take 6 hours each semester at in-state rates. You may contact UTC's Graduate School with questions about residency regulations. The Bursar's Office provides a Tuition Estimator (for one semester) that can also be used to estimate costs.

The ACM is a consortium of 16 Southern states that belong to the Southern Regional Education Board (SREB). Through this program, students wishing to pursue study in graduate programs not available within their home states may be able to attend out-of-state programs at in-state tuition rates. Students must initiate the ACM application process.

The following states are partners in the ACM consortium: Alabama, Arkansas, Delaware, Florida (graduate programs only), Georgia, Kentucky, Louisiana, Maryland, Mississippi, North Carolina (graduate programs with restrictions), Oklahoma, South Carolina, Tennessee, Texas (graduate programs only), Virginia, and West Virginia. Additional information can be found at the SREB’s website.

Residents of Catoosa, Dade, Fannin, Murray, Walker, and Whitfield counties in Georgia and Jackson county in Alabama now qualify for a regional tuition credit for graduate classes at UTC in spring semester 2010, beginning January 6.

Eligible students pay a tuition rate equal to in-house fees plus 25 percent of out of state tuition. Master's and doctoral degrees, certificates and specialist programs are included in the regional tuition credit

Please contact the UTC Graduate School at 423-425-4666 to check eligibility.

  • Textbooks and Supplies: $2, 268
  • Personal Computer $800
  • Internet Access (estimated $25/mon x 27 months) $675

Total Estimated Other Expenses: $3,743

Actual costs may vary. This is not intended to represent an all inclusive listing of expenses.

How am I going to pay for it?

  1. Federal loans and grants are available to all eligible students who complete a FAFSA

  2. Employer tuition reimbursement opportunities

  3. Monthly payments through The Bursar’s Office make fulfilling tuition requirements more manageable

  4. ​Military benefits such as Yellow Ribbon and GI Bill® are accepted by the University of Tennessee Chattanooga
    GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at

How do I qualify?

  1. Fill out your FAFSA. Based on your income, you will know how much federal financial aid you are eligible to receive.

  2. Talk to your employer about tuition reimbursement opportunities

  3. For military benefits, contact the Veteran Student Services at 423-425-4663

  4. Reach out to the Bursar’s Office at 423-425-4781

Helpful Resources


Fee Schedule→

Fee Estimator→

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