GROUP INSURANCE PROGRAM
Regular full-time and part-time (30 hours+/week) employees are eligible to participate in the Group Insurance Program. Read more in the Group Insurance Handbook.
The Basic Group Plan includes Health Insurance, Basic Term Life, and Basic Accidental Death & Dismemberment Insurance. These plans cannot be separated.
The Optional Group Plan consists of Dental Insurance, Optional Term Life, Optional Universal Life, Optional Special Accidental Death & Dismemberment, and Long Term Disability. These plans may be selected individually.
Enrollment/Changes in Basic Group Plan
There are specific guidelines regarding the time frame in which you and your eligible dependents must enroll. Enrollment is not automatic. Coverage becomes effective on the first of the month following one full calendar month of employment, if all necessary forms are received by the Office of Human Resources. If you decline coverage when first offered, you may apply as a late applicant, for a $60 non-refundable fee, or you may be eligible under a special qualifying event. Contact Kathy Taylor at 425-4452 for information. Changes in health insurance plans can only be made during the Annual Enrollment Transfer Period (October 15 - November 15), with an effective date of January 1st.
Enrollment/Changes in Optional Group Plan
Employees may enroll in optional insurances when first offered. Enrollment or cancellation of Dental Insurance; Optional Special Accidental Death & Dismemberment; Optional Term Life; Optional Universal Life; increases in coverage to Term Life and Universal Life are permitted only during the Annual Enrollment Transfer Period (October 15 - November 15), with an effective date of January 1st. Employees may enroll or cancel Long Term Disability at any time; transferring plans may be done only during the Annual Enrollment Transfer Period. Proof of good health will be required for Optional Life Insurance (term and universal) and Long Term Disability if you decline coverage when first offered. Eligibility will be determined by the insurance carrier.
