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Human Resources

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Benefits

The University of Tennessee at Chattanooga offers a competitive employee benefits package. Regular employees with less than 100% effort may view benefits based upon percent of effort.

  • What's New?
    Learn about recent changes, including important deadlines.
  • Insurance
    Information about health, dental, life, accident, long term disability, long term care.
  • Life Events
    Resources for different stages of life.
  • Retirement
    Selecting a retirement plan, planning for retirement, insurance coverage into retirement.
  • Saving
    Participate in flexible benefits, tax deferred income plans, Roth 401k, US Savings Bonds.
  • Time Off from Work
    Policies governing leave time.
  • Wellness
    Services, activities, and programs promoting your health and well being.
  • Other Benefits
    Additional services and discounts available to staff and faculty.

What's New?

It's time to enroll in Flexible Benefits Plans for 2010 (11/10/09)
The Enrollment Period for 2010 Flexible Benefits Plans is November 1 through December 11, 2009. Even if you participated in the medical reimbursement and/or dependent care reimbursement account during 2009, you must enroll to participate during 2010. Enrollment Forms for the calendar year 2010, MUST be submitted to the Office of Human Resources, Department 3603, no later than 3:00 pm, December 11, 2009 to ensure delivery to the UT Payroll System Office by December 14. Read MORE...

Annual Enrollment is Here (10/13/09) new
The Annual Enrollment Transfer Period for insurance benefits is October 15 through November 16, 2009. This is the only time of the year when participants can make changes in their insurance coverage. Changes in coverage will become effective on January 1, 2010 with the exception of Optional Life Insurance. UnumProvident will inform you of the effective date. Read MORE...

If you are not making any changes to your insurance coverage, there is nothing you need to do. All forms must be received in the Office of Human Resources no later than 3 PM on November 16, 2009. No changes/enrollment will be accepted after that time. Faxes cannot be accepted.

Premiums & Plan Comparisons for 2010 (10/13/09) new

Benefit Changes effective Immediately (10/13/09) new

  • Adding a Dependent to Insurance - dependent eligibility verification documents required
  • Enhanced Flu Benefits
    Effective immediately (1) You can get your seasonal flu, H1N1 and pneumococcal (pneumonia) vaccines without having to meet your deductible or paying coinsurance or copays (2) The health plans will now pay for vaccines regardless of whether you receive them from a pharmacist or at your doctor's office and (3) The copays for the critical flu-related prescription drugs will now be lower - only $25.00 - with a prescription from your doctor. You can get additional information from your insurance carrier (i.e., BlueCross BlueShield of Tennessee, Cigna, and United HealthCare) about where you can get your flu and other important vaccines. If you have already had your flu shots or flu medication, please check with your insurance carrier about reimbursement.

Health Insurance Premiums Holidays (10/15/09) new
The State Insurance Committee at their last meeting approved a 6 percent increase in the medical premium to be effective for plan year 2010. Additionally, the Committee approved two medical premium holidays. As a result of this decision, the medical portion of your group insurance premium will not be deducted from your December 2009 and January 2010 paychecks.  This will not affect your insurance coverage.  The premium for your life insurance coverage included in the basic health plan and premiums related to any other optional plan will continue to be deducted from your paycheck.  Your group insurance medical premium including the 6 percent increase will be deducted from your February 2010 and following paychecks. The medical portion of your group insurance premium is listed at http://insurance.tennessee.edu/medpremium.htm.

Personalized Summary of Insurance Coverage and Personal Benefits Statement (10/15/09) new
You can now access your personalized summary of insurance coverage on-line. Log onto the UT Administrative Portal, using the same Net ID/password to access your pay statement.

Tobacco Use Surcharge Delayed until 2011 (7/1/09)
The Tobacco Use Surcharge has now been delayed for one year. The December 2010 deduction for January 1, 2011 coverage will be the first to include the surcharge for covered employees and spouses who use tobacco products. Although the surcharge has been delayed for a year, the lowered co-payments for tobacco quit aids will still be available until Dec. 31, 2009. You can use your health insurance card to obtain certain prescription drugs and over-the-counter nicotine replacement therapies for very low copay. To use this benefit, you must have a prescription, even for the over-the-counter products.

Insurance

Enrollment
Eligible employees may participate in the Group Insurance Program. By not enrolling when first eligible, employees will only be able to apply for health coverage at a later date by one of two methods, Late Applicant Procedure or Life Qualifying Event.
Dependents Eligible for Insurance
Which family members are considered dependents and documentation required for verification.
Changes to Coverage
Can be made during Annual Enrollment Transfer Period (October 15 - November 15), with an effective date of January 1.
Insurance Guidelines During Leave of Absence
Guidelines for cancelling or continuing insurance during a leave of absence.
Insurance Plans

Life Events

Retirement

Saving

Time Off from Work

Wellness

Other Benefits