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Financial Aid

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Federal Pell Grant

The Pell Grant is awarded to undergraduates based on financial need and full-time enrollment and prorated based on the actual number of hours enrolled each semester. No other aid will be awarded until Pell Grant eligibility (the student's need) has been determined. Regulations and provisions of the Pell Grant Program are subject to change by federal legislative action. The Federal Pell Grant, unlike a loan, does not have to be repaid. 

Beginning Fall 2012, a student may not receive the Federal Pell Grant more than 12 full time semesters, or the equivalent of 12 full time semesters. This includes all prior semesters received. Students are eligible for the Federal Pell Grant during the Summer only if they did not receive full time Pell during both the Fall and Spring semesters.  There is no application for Summer aid.  Once the student is enrolled, aid will be awarded based on enrollment and eligibility.

Note: Students must meet Financial Aid Satisfactory Academic Progress standards in order to qualify for Summer financial aid.

Teacher Education Assistance for College and Higher Education (TEACH) Grant

The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program is available as of the 2008-09 school year. For undergraduate students the award amount is up to $4,000 per academic year (amount will be less for less-than-full-time enrollment) with a cumulative maximum amount of $16,000. For graduate students, the cumulative maximum amount is $8,000. Agreement to serve/promise to pay:  The student must teach full-time for at least four years within eight years of completing program as a (1) highly qualified teacher; (2) at a Title I school; (3) in a specified subject area (mathematics, science, a foreign language, bilingual education, English language acquisition, special education, or as a reading specialist). If service is not met: the grant must be repaid as an Unsubsidized Direct Stafford Loan, with interest from the date(s) of original disbursement. Students should not underestimate the repercussions of not fulfilling his/her agreement to serve. Click here for more information.

Federal Supplemental Educational Opportunity Grant (SEOG)

This federal grant program is awarded on a first come first served basis to undergraduate students with exceptional financial need. This award is generally awarded to students with a zero EFC and whose financial aid file is completed by March 1st.

Tennessee Student Assistance Corporation (TSAC) Grant

Tennessee's grant program is awarded to eligible Tennessee residents whose Expected Family Contribution (EFC) is 2,100 or less. Funds are limited and awarded on a first come first served basis. This Grant is available Fall and Spring semesters only. You will receive an award notification from the Tennessee Student Assistance Corporation if you qualify for this grant. If you have completed the FAFSA but UTC is not listed first, you must change your school listing on your FAFSA to show UTC as your first school. You can make this change by 1) logging into TSAC’s Student Financial Aid Portal at http://www.tn.gov/CollegePays/stud_par/stu_par.htm, or 2) complete the TSAC Change of Institution Form and return it to TSAC. Please allow 2 weeks for TSAC to process. In 3 to 5 days check your account through TSAC’s Student Financial Aid Portal to verify your school change.

State Assistance - States other than Tennessee

The Free Application for Federal Student Aid (FAFSA) is your application for most state grant, scholarship and loan programs, in addition to federal grants and loans. The US Department of Education will forward your FAFSA information to the state student assistance agency for the state of residence you indicate on the FAFSA.

Each state has a different FAFSA submission deadline. If you miss the deadline, you will be ineligible to receive state aid for the entire academic year. In order to receive most state aid, you must attend a school in the state of residency. Follow this link and click on your state to find out what financial aid programs may be available to you.